Win AED 100,000 When You Buy Your First Home in Dubai

Your first home is a big step anywhere. In Dubai, it can also come with a bonus. If you’re a first-time buyer, you could be in the running to win AED 100,000 while you buy.

Below you’ll find how the offer works, what first-time buyers should budget for, and how to buy with confidence.

Why So Many First-Time Buyers Choose Dubai

Dubai has become one of the most popular places in the world for first-time property buyers, for good reasons:

• Freehold ownership. Foreign nationals can own property outright in designated areas.
• No annual property tax. There is no yearly tax on owning residential property in Dubai.
• Flexible payment plans. Many off-plan developments let you pay in instalments during construction, and some extend after handover.
• Strong rental demand. If you plan to rent your home out, the market is active.
• Lifestyle. You get beaches, business districts, schools, parks and world-class healthcare.
• Residency options. Property can qualify you for a long-term visa, depending on the investment value.

How to Win AED 100,000

To enter, you need to:

1. Be a first-time buyer purchasing a qualifying property in Dubai through [campaign name].
2. Complete your reservation or purchase between [start date] and [end date].
3. Register your entry via [link, form or WhatsApp number].
4. Meet the eligibility conditions in the full terms and conditions.

What First-Time Buyers Should Budget For

A common mistake is budgeting only for the property price. In Dubai, plan for these costs too:

• Down payment. Mortgage rules for expats typically require around 20% for a first property under AED 5 million. Higher-value properties require more.
• Dubai Land Department (DLD) fee. This is typically 4% of the purchase price, plus a small admin fee.
• Agency fee. This is usually 2% of the property price, plus VAT.
• Mortgage registration fee. Applies if you’re financing the purchase.
• Service charges. These are paid annually once you own the unit, and vary by community.

Rules and percentages can change, so confirm the latest figures with your agent or bank before you commit.

Off-Plan or Ready: Which Is Better for a First Home?

Off-plan properties usually have lower entry prices and payment plans spread over the construction period. They suit buyers who are not in a rush to move in and want to keep upfront costs manageable. Always check the developer’s track record, project registration and escrow account.

Ready properties let you move in or start renting straight away. You can see exactly what you’re buying, but you’ll typically need more capital upfront.

Neither is automatically better. It depends on your budget, timeline and goals.

6 Tips to Buy Your First Home in Dubai With Confidence

1. Set a total budget, not just a price target. Include fees and running costs.
2. Get mortgage pre-approval early if you’re financing, so you know your real buying power.
3. Choose the community for your lifestyle: commute, schools, amenities, future development.
4. Verify the developer and project, especially for off-plan.
5. Read the sale and purchase agreement carefully before signing.
6. Work with a licensed agent registered with the Real Estate Regulatory Agency (RERA).

Ready to Take the First Step?

Whether you’re drawn to a studio in a growing community or a family home close to the water, the best starting point is a clear budget and a shortlist of projects that fit your goals. Speak to a licensed property consultant, compare payment plans, and register your entry before the campaign closes.

Book your free consultation today and enter the draw for a chance to win AED 100,000.

Frequently Asked Questions

Who counts as a first-time buyer in Dubai?

Generally, someone who has not previously purchased residential property. Check the campaign terms for the exact definition used.

Can foreigners buy property in Dubai?

Yes. Foreign nationals can buy freehold property in designated areas.

Do I need to live in the UAE to buy?

No. Non-residents can buy property in Dubai, though mortgage options may differ.

How much deposit do I need?

For mortgages, expats typically need around 20% for a first property under AED 5 million, plus fees. Off-plan payment plans may require less upfront.

Can I get a visa by buying a property?

Certain property investments can qualify you for a long-term residence visa, depending on the value and current regulations.

Is the AED 100,000 prize guaranteed?

No. It is awarded to one winner chosen under the campaign terms. Read the full terms and conditions before entering.